Eligibility Review & Duplication Check

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The eligibility criteria for the Homeowner Recovery Program include, but are not limited to, the following:

• Your home must have been damaged as a direct result of Hurricane Florence and/or Hurricane Matthew.
• You must have owned the damaged home at the time of the disaster (Hurricane Matthew on October 8, 2016, and/or Hurricane Florence on September 14, 2018), and you must still own the home.
• You must have occupied the damaged home as a primary residence at the time of the disaster.
• You must be lawfully present in the United States. Individuals prohibited from receiving federal public benefits from the Personal Responsibility and Work Opportunity Act may not receive assistance from ReBuild NC.
• Your total household income must be at or below 150 percent of the Area Median Income (AMI) limit.
• The damaged home must be an eligible structure type and located in a disaster-declared county.

At the same time, the program will review any other disaster assistance you have already received from other sources, such as FEMA, SBA, private and NFIP insurance, and/or other sources.
Federal law requires ReBuild NC to take the amount of disaster assistance homeowners receive from other sources into account when calculating the amount they may be able to receive from the Homeowner Recovery Program. Receiving assistance from other sources does not mean you are ineligible for ReBuild NC, but it may impact the amount of funding you may qualify for, as ReBuild NC must ensure there is no Duplication of Benefits (DOB).

Duplication of Benefits (DOB) is the receipt of funding from multiple sources for the same purpose. The Robert T. Stafford Disaster Assistance and Emergency Relief Act (Stafford Act) prohibits any person, business concern, or other entity from receiving financial assistance from Community Development Block Grant – Disaster Recovery (CDBG-DR) funding with respect to any part of the loss resulting from a major disaster for which they have already received financial assistance under any other program or from insurance or any other sources.

For more information about these and other eligibility criteria, please view the Homeowner Recovery Program Manual. For more information about DOB and how it may affect your application, please visit our Frequently Asked Questions (FAQ) webpage.

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