Duplication Check

Duplication Check

STEP 3: DUPLICATION CHECK

In Step 3, the Program will review any other disaster assistance you have already received from other sources, such as FEMA, SBA, private and NFIP insurance, and/or other sources.

Federal law requires ReBuild NC to take the amount of disaster assistance homeowners receive from other sources into account when calculating the amount they may be able to receive from the Homeowner Recovery Program. Receiving assistance from other sources does not mean you are ineligible for ReBuild NC, but it may impact the amount of funding you may qualify for, as ReBuild NC must ensure there is no Duplication of Benefits (DOB).

Duplication of Benefits (DOB) is the receipt of funding from multiple sources for the same purpose. The Robert T. Stafford Disaster Assistance and Emergency Relief Act (Stafford Act) prohibits any person, business concern, or other entity from receiving financial assistance from Community Development Block Grant – Disaster Recovery (CDBG-DR) funding with respect to any part of the loss resulting from a major disaster for which they have already received financial assistance under any other program or from insurance or any other sources.

For more information about DOB and how it may affect your application, please visit our Frequently Asked Questions (FAQ) webpage.